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Banking

High-yield savings, checking, and CDs ranked by APY and fees.

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Best Overall

SoFi Checking & Savings

4.9

Up to $300 bonus with direct deposit.

APY: 4.00%
Min: $0
Fees: None

Best HYSA

Ally Online Savings

4.8

Top-rated online savings with 24/7 support.

APY: 4.20%
Min: $0
Fees: None

Best Checking

Discover Cashback Debit

4.6

1% cash back on debit purchases.

APY: 0.00%
Min: $0
ATMs: 60,000+