Lowest APR
SoFi Personal Loan
4.8
No fees, same-day funding available.
- APR
- 8.99% – 25.81%
- Amount
- $5k – $100k
- Term
- 2 – 7 yrs
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Personal Loans
Pre-qualified rates from top-rated lenders — no impact to credit.
Best For Excellent Credit
LightStream
4.7
Autopay discount and rate-beat program.
- APR
- 7.49% – 25.49%
- Amount
- $5k – $100k
- Term
- 2 – 12 yrs
Best For Fair Credit
Upstart
4.4
AI-based underwriting looks beyond FICO.
- APR
- 7.80% – 35.99%
- Amount
- $1k – $50k
- Term
- 3 – 5 yrs